If you are experiencing the stress and worry that goes along with debt, and are tired of dealing with creditor harassment, you should speak with a bankruptcy attorney about eliminating your debt. With the help of an experienced and knowledgeable lawyer, you can eliminate your debt and put an end to the nagging phone calls from creditors and collection agencies. When you have more debt than you can possibly pay off, the most effective way to get out of debt is to declare bankruptcy. When a person successfully declares bankruptcy, their debt will be discharged either right away through the liquidation of their assets ( Chapter 7) or over a defined period of time through debt restructuring ( Chapter 13)
Chapter 7 & Chapter 13 bankruptcy will discharge most kinds of debts, including the following:
- Credit cards
- Medical bills
- Dental bills
- Utility bills
- Department store and catalogue bills
- Personal loans
Reliable Legal Counsel for Your Financial Situation
At Jacoby & Jacoby, we have a team of Long Island bankruptcy lawyers who are experienced with Federal bankruptcy laws. Our attorneys will examine all facets of your financial situation to find the best approach to eliminate your bills. Declaring bankruptcy is a huge decision to make, regardless of whether you choose to file under Chapter 7 or Chapter 13, and the decision can affect the financial aspects of your life for many years to come, so it is a decision that should not be taken lightly. Our lawyers realize how important this decision is, and they will never rush or pressure you into making the decision they think is right. Instead, they will provide you with the information, knowledge, and tools you need to make an educated, responsible choice that will be very beneficial to your future.
